Nationwide Motor Finance
Talk to us 0800 069 9690Apply now
HQ Sourcing Ltd T/A Nationwide Motor FinanceAuthorised and regulated by the Financial Conduct AuthorityFRN 1054103Credit broker, not a lender

Nationwide car finance · Real cars in stock

Car finance across
Great Britain.

Choose a real car and complete a secure online finance application from England, Scotland or Wales. We aim to review complete applications within one working hour and some lenders can return an initial decision in seconds after submission, subject to status.

Apply for finance Browse 26 cars
  • Complete application online
  • Some lender decisions in seconds
  • Initial review within one working hour
  • 12.9% representative APR

HQ Sourcing Ltd T/A Nationwide Motor Finance. Authorised and regulated by the Financial Conduct Authority (FRN 1054103). We act as a credit broker, not a lender. Finance is subject to status and affordability. Terms and conditions apply. Applicants must be 18 or over.

FORD Kuga available from Nationwide Motor Finance
Featured in stockFORD KugaIllustrative £165/month · 60 monthly payments
26cars ready
to explore
12.9%representative APR
illustration
01Apply onlineComplete the secure finance form02Browse current carsShop real stock by monthly payment03Calculate a paymentCompare deposit and term options04Talk to our teamCall 0800 069 9690

Current cars ready to finance

Choose your car by monthly payment.

Browse current stock first, then apply online for the car that suits your budget. Every figure is an illustration using the stated deposit, term and 12.9% representative APR.

Apply without choosing a car
26matching cars

All 26 vehicles and photo galleries were synchronised with Nationwide Motor Co's live stock on 30 August 2026. Stock can change as vehicles are sold or added, so please confirm availability before travelling.

Included with every car

One year of Platinum Dealership Warranty.

Every vehicle shown on this website comes with a 12-month Platinum Dealership Warranty based on Momentum Plan 2 VPX. Exact cover follows the warranty certificate and plan schedule supplied with the vehicle.

Read the full warranty guide

Momentum Plan 2 coverage includes

  • Engine, cooling and fuel systems
  • Manual, automatic and CVT gearboxes
  • Driveline, differential, transfer box and propshafts
  • Suspension, steering and braking systems
  • Mechanical and electrical components
  • Air conditioning, turbocharger and clutch
  • Diagnostics and programme costs
  • Satellite navigation and multimedia systems
  • EV and hybrid vehicle components where applicable

Important: Coverage is subject to the individual certificate, claim limit, labour rate, vehicle eligibility, maintenance requirements, limitations and exclusions. Contact Momentum before authorising repair work.

Finance your next car

See your estimated monthly payment.

Select any car in stock and view a monthly illustration using a £250 deposit and 60-month term, or choose £0 deposit and compare other options in the calculator.

Illustrative HP estimateRate confirmed 23 August 2026
Monthly payment£335/month

Representative example

Cash price
£62,995
Deposit
£47,995
Amount of credit
£15,000
Agreement term
60 months
Rate of interest
12.9% p.a. fixed
Representative APR
12.9%
Total charge for credit
£5,109
Total payable
£68,104
Fees
£0

Illustration only, not a quote or approval. Standard vehicle examples use a £250 deposit, equal monthly payments, no fees and the APR applied as an effective annual rate. Some vehicles use a higher minimum illustrative deposit to keep the example within the website's illustrated amount-of-credit range. A provider's calculation, rate, deposit, fees and term may differ. Finance is subject to status and affordability. Read the full calculation method.

Clear from the start

From “maybe” to
your next car.

No vague promises. Just a simple conversation, a real vehicle, and a lender's decision based on your circumstances.

  1. 1

    Choose a car or budget

    Start with a vehicle above, or tell us what you can comfortably afford each month.

  2. 2

    Tell us the essentials

    Complete the on-site eligibility enquiry. It does not complete a credit check or guarantee that finance will be available.

  3. 3

    Talk through the result

    Our team discusses the vehicle and available routes with you. The lender completes its own identity and affordability checks before any final decision.

  4. 4

    Collect or arrange delivery

    Once the finance and vehicle purchase are complete, collect from our Oldham dealership or ask about delivery to England, Scotland or Wales.

A better first conversation

Let's talk about
your next car.

Tell us what you need and when to call. Your answers help our team prioritise ready-to-talk enquiries and prepare for a useful conversation. This is an eligibility enquiry, not a lender decision, and it does not complete a credit check.

Prefer to talk or email?0800 069 9690 sales@nationwidemotorfinance.co.ukMon–Fri 9am–5:30pm · Sat 9am–5pm · Sun 10am–4pm
About 60 seconds

Request a priority callback

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired
Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

Important finance information

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, firm reference number 1054103. We act as a credit broker, not a lender.

Lender panel: We work with a limited panel of vehicle finance providers. An introduction is not guaranteed and we do not offer a whole-of-market comparison.

Commission disclosure: We may receive a commission from a lender or finance provider if you enter into a finance agreement following our introduction. The nature and amount of commission may vary depending on the lender, product or other factors and may affect the amount you pay. We will explain the nature and basis of any commission in good time before you enter into an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

National car finance enquiries

Finance-first car buying across England, Scotland and Wales.

Nationwide Motor Finance helps drivers across England, Scotland and Wales explore real used cars with clear monthly illustrations. Unlike a listing site full of unavailable examples, our finance conversation starts with current Nationwide Motor Co stock.

Whether you're looking for an automatic, a family SUV, a first car or something more premium, our team can discuss your circumstances and potential routes. If your credit history is less than perfect, it may still be worth asking—but approval, rate and terms always depend on the lender's checks.

Finance information

Find the route that matches your question.

Focused pages for customers and search adverts, each linked to the same real stock and on-site enquiry journey.

Car financeUnderstand the complete journeyExplore →Used car financeStart with a real car in stockExplore →Imperfect creditClear information without approval promisesExplore →National stockAll current cars on financeExplore →Automatic carsCompare current automaticsExplore →SUVsBrowse current SUVsExplore →Monthly budgetCars illustrated under £200/monthExplore →Self-employed driversPrepare a clear finance enquiryExplore →Part exchangeUnderstand valuation and settlementExplore →Stock dataRead our used-car affordability reportExplore →Ford MondeoCurrent Mondeo and paymentExplore →Range Rover SportCurrent vehicle and paymentExplore →Kia CeedCompare current Ceed stockExplore →Finance guidesAPR, documents and monthly costs explainedRead guides →About usWho we are and how the process worksLearn more →

Good questions

Before you enquire.

Clear answers, without the sales fog.

Are you a lender?

No. HQ Sourcing Ltd T/A Nationwide Motor Finance acts as a credit broker, not a lender. We may introduce you to selected finance providers.

Is car finance guaranteed?

No. Finance is subject to status, affordability and the lender's criteria. The lender makes the final decision and may carry out credit, identity and other checks.

Can I enquire with imperfect credit?

Yes, you can ask us to discuss your circumstances. That does not mean approval is certain, and any available rate or terms will depend on the lender's assessment.

Does this eligibility enquiry affect my credit score?

No. The form on this website is an enquiry to Nationwide Motor Finance and does not search your credit file. If you later choose to proceed, the relevant provider will explain and obtain consent for any soft or hard credit search it requires.

Is 12.9% APR the rate I will receive?

No. The calculator uses the representative APR confirmed for this website to provide an illustration. Your actual lender, APR, deposit, term and monthly payment depend on your circumstances, status, affordability and the lender's assessment, and could be higher or lower.

Will you charge me a fee?

We do not state a customer fee on this page. Before you proceed, we will clearly explain any fee that applies and how we may receive commission from a finance provider.

Can you deliver my car?

Nationwide delivery may be available across England, Scotland and Wales. Cost and timing depend on your location and the vehicle, so please ask before completing your purchase.

What warranty comes with the car?

Every car shown on this website comes with a one-year Platinum Dealership Warranty based on Momentum Plan 2 VPX. Exact cover, claim limit, labour rate, eligibility, maintenance requirements, limitations and exclusions are set out in the warranty certificate and plan schedule supplied with the vehicle.

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