HQ Sourcing Ltd T/A Nationwide Motor FinanceFCA authorised and regulatedFRN 1054103Credit broker, not a lender

Apply for used car finance online

Apply for used car finance online.

Choose a real used car or tell us your monthly budget. Send the priority enquiry on this page in about 60 seconds, or complete the full secure application online. We aim to review complete applications within one working hour and some lenders can return an initial decision in seconds after submission. Finance is subject to status and affordability.

Ready to provide the full details?Complete the secure online application in around five minutes.Complete full application →
  • Real used cars in stock
  • Some lender decisions in seconds
  • Initial review within one working hour
  • 12.9% representative APR
Prepared and reviewed by the Nationwide Motor Finance team for HQ Sourcing LtdLast reviewed 25 August 2026
01

How to finance a car through our online enquiry

Choose a vehicle from our current stock or tell us the monthly budget you are working with. Our calculator can help you compare an illustrative deposit and term before you decide whether to enquire.

Your first form is an enquiry to the Nationwide Motor Finance team. It is not a lender decision and it does not search your credit file. If you choose to continue later, the relevant finance provider will explain its checks, information requirements and any effect on your credit file before proceeding.

  • Select a real vehicle
  • Compare an illustrative monthly payment
  • Tell us your budget and timeframe
  • Discuss suitable next steps with our team
02

Look beyond the monthly figure

A lower monthly payment is not automatically the lowest-cost option. The deposit, amount borrowed, APR, agreement length, fees and total amount payable all matter. A longer term can reduce the monthly payment while increasing the overall cost of credit.

Our illustrations are designed to make those elements easier to compare. They are not quotes or approvals. Your actual rate, deposit, term and payment will depend on your circumstances and the lender's assessment.

03

What a credit broker does

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority. We act as a credit broker, not a lender, and can introduce customers to a limited panel of finance providers where appropriate.

We may receive commission from a finance provider if an introduction results in an agreement. We explain the nature and basis of commission in good time before an agreement is entered into, and the amount is available on request.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

View all current cars and monthly illustrations →

Helpful answers

Questions about car finance.

Is car finance guaranteed?

No. Finance is subject to status, affordability and the lender's criteria. The lender makes the final decision.

Does an enquiry affect my credit score?

The enquiry form on this website does not search your credit file. If you later proceed, the relevant provider will explain and obtain consent for any search it requires.

Can I choose a car before discussing finance?

Yes. The site shows real stock with monthly illustrations so you can start with a specific vehicle, subject to availability.

Are the calculator figures quotes?

No. They are illustrations only. The actual APR, deposit, term, payment and total payable may differ.

Ready when you are

Ask about a real car and a realistic monthly budget.

The on-site form sends an eligibility enquiry to our credit-broker team. It is not a finance application or lender decision.

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