Discuss your car finance options

Car finance online, with a team to talk to

Arrange a car finance conversation from anywhere in England, Scotland or Wales. Choose a car listed here or tell us about one at another dealership. Start with a callback: this form does not search your credit file. We are a credit broker, not a lender. Finance is subject to status and affordability.

Ready to provide the full details?Review your information before submitting your application.Complete full application →
  • Listed used cars and full galleries
  • No credit search on the enquiry form
  • Credit broker, not a lender
  • 8.9% representative APR
Nationwide Motor Finance · HQ Sourcing LtdPage updated How we prepare our information
01

Found a car at another dealership?

You do not have to choose a car from our website to enquire. Nationwide Motor Finance can also arrange finance for vehicles at other dealerships, subject to status, affordability and the finance provider accepting the car and supplying dealer.

Choose “I found a car at another dealership” on our callback form. Have the advert link, dealer name, vehicle details and advertised cash price ready for the conversation. We can discuss the next steps without assuming that the car or your application will be accepted.

Confirm availability and any reservation, delivery or warranty terms with the supplying dealer. Cover advertised for cars in our listed collection must not be assumed to apply to a vehicle elsewhere. A callback does not reserve the car, run a credit search or produce a finance decision. Read the other-dealership finance process and buying checklist.

02

Car finance across England, Scotland and Wales

You can start by phone or online; you do not need to travel to Oldham to make an enquiry. Our team will discuss the car, your budget and your circumstances before explaining any available next steps. Vehicle, dealer and applicant eligibility depend on the finance provider.

A callback is a conversation with our team, not an approval or a personalised quote. If you decide to apply, a provider may need proof of identity, address and income and will explain any credit checks. Do not pay a vehicle deposit on the assumption that finance is guaranteed.

  • Have a car already? Keep the advert, supplying dealer and cash price ready.
  • Still choosing? Start with an affordable monthly budget, deposit and running costs.
  • Compare the full cost: APR, fees, repayment term and total amount payable.
03

Start with your circumstances

Tell us which car interests you, how much you can comfortably spend and whether you have a deposit or part exchange. If you are still comparing options, start with an enquiry rather than guessing information on an application.

Explore finance for a used car, how hire purchase works or car finance when you are self-employed. If you have concerns about your credit history, read our bad credit car finance information before proceeding.

04

Understand the full cost

Compare the cash price, deposit, amount borrowed, APR, number of repayments, fees and total payable. A payment that looks smaller can cost more overall if it runs for longer. Our calculator helps you explore an illustration; it does not assess affordability or promise a lender offer.

05

Know who you are dealing with

Nationwide Motor Finance is a trading name of HQ Sourcing Ltd. We work with a limited number of finance providers and may receive commission following an introduction. Read how our broker service works and our commission disclosure.

06

Request a callback

Tell us about your next car using the form below. We will use your details to respond to your enquiry; this is separate from signing up for marketing.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

View all current cars and monthly illustrations →

Helpful answers

Car finance: common questions

Can you arrange finance for a car at another dealership?

Yes. Nationwide Motor Finance can arrange finance for vehicles at other dealerships as well as cars listed on this website. This is subject to status, affordability and the finance provider accepting the vehicle and supplying dealer. We are a credit broker, not a lender. Ask our team to check your chosen car before committing to a purchase.

Do I need to live near Oldham to enquire?

No. Our online and telephone service welcomes enquiries across England, Scotland and Wales. An enquiry does not guarantee that a lender will accept you, your chosen car or its supplying dealer.

Is this a whole-of-market comparison?

No. Our introductions are limited to the providers available through our arrangements.

Is finance guaranteed?

No. A lender decides whether to offer finance after its checks. An enquiry or application is not a guarantee.

What should I prepare?

Have accurate contact details, your budget and any chosen vehicle to hand. For a full application, read the documents checklist.

Ready when you are

Ask about a real car and a realistic monthly budget.

Choose a short callback enquiry or the full online application. Both reach our credit-broker team; neither form searches your credit file or gives a lender decision.

Call usRequest a finance callback