Credit broker, not a lender

How our car finance brokerage works

Nationwide Motor Finance is a trading name of HQ Sourcing Ltd. We act as a credit broker, not a lender: we can introduce customers to a limited number of finance providers where appropriate.

  • Listed used cars and full galleries
  • No credit search on the enquiry form
  • Credit broker, not a lender
  • 8.9% representative APR
Nationwide Motor Finance · HQ Sourcing LtdPage updated How we prepare our information
01

What we do—and what the lender does

Our team handles your enquiry, discusses the vehicle and budget, and explains the next steps. The lender decides whether to offer finance and on what terms following its assessment.

We do not offer a whole-of-market comparison. An introduction should not be taken to mean that a proposal is the cheapest or most suitable option available anywhere in the market. You can compare other options before deciding.

02

How we may be paid

We may receive commission if an introduction leads to an agreement. Ask about the arrangement relevant to your proposal and read our commission disclosure. Understand the charges and total payable as well as the headline payment.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

View all current cars and monthly illustrations →

Your next step

Discuss a car and a budget that suits you.

Tell us which vehicle interests you, your comfortable monthly budget and when you need the car. This helps us prepare a useful conversation about suitable options, without a credit search at this stage.

  • Real dealership stock
  • No credit check on this form
  • England, Scotland and Wales
About 60 seconds

Request a car-finance callback

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired

Found a car elsewhere? Select the other-dealership option and have the advert link and dealer details ready for your callback.

Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

Helpful answers

Car finance broker: common questions

Are you the company lending me the money?

No. The finance provider named in any proposed agreement is responsible for its lending decision and terms.

Can I ask questions before applying?

Yes. Call 0800 069 9690 or use our enquiry form.

Where can I check the business details?

Our About page provides the business identity and links for checking the official records. Regulatory status is not a guarantee that an application will be accepted.

Ready when you are

Ask about a real car and a realistic monthly budget.

Choose a short callback enquiry or the full online application. Both reach our credit-broker team; neither form searches your credit file or gives a lender decision.

Call usMake a broker enquiry