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Budget-led stock comparison

Find used cars by monthly payment

A monthly budget can help narrow your search, provided you compare the same assumptions. Browse the payment bands, then open each vehicle to check the cash price, deposit, term and total cost.

Choose your car

Browse our listed cars with monthly illustrations at 8.9% representative APR.

Lowest illustrated payments first. Compare deposit, term and total cost—not just the monthly figure.

25 matching vehicles

2014 BMW 1 Series, photograph 1 of 1Photos6 MonthsWarrantySport model • Great value

BMW 1 Series

2.0 116d Sport 5-door

2014 · 107,356 miles · Manual

£118.26/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £6,006.32

Includes £499 admin fee

View car & finance details →
2016 KIA Ceed, photograph 1 of 1Photos6 MonthsWarrantyTop spec • Reverse camera

KIA Ceed

1.6 CRDi 3

2016 · 100,897 miles · Manual

£140.50/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £7,089.32

Includes £499 admin fee

View car & finance details →
2014 VOLKSWAGEN Golf, photograph 1 of 1Photos6 MonthsWarrantyStunning Golf automatic

VOLKSWAGEN Golf

2.0 TDI BlueMotion Tech SE

2014 · 88,016 miles · Automatic

£171.67/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £8,606.32

Includes £499 admin fee

View car & finance details →
2016 AUDI A3, photograph 1 of 1Photos6 MonthsWarrantySE Technik • 3 owners

AUDI A3

1.6 TDI ultra SE Technik

2016 · 82,484 miles · Manual

£182.66/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,141.32

Includes £499 admin fee

View car & finance details →
2013 BMW 5 Series, photograph 1 of 1Photos6 MonthsWarrantyStunning BMW 5 Series

BMW 5 Series

2.0 520d SE Saloon

2013 · 78,712 miles · Automatic

£186.63/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,334.32

Includes £499 admin fee

View car & finance details →
2019 TOYOTA Yaris, photograph 1 of 1Photos6 MonthsWarrantyDrives superb • Reverse camera

TOYOTA Yaris

1.5 VVT-i Icon

2019 · 96,078 miles · Manual

£192.81/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,635.32

Includes £499 admin fee

View car & finance details →
2014 FORD Kuga, photograph 1 of 1Photos6 MonthsWarrantySunroof • Reverse camera • Top spec

FORD Kuga

2.0 TDCi Titanium X

2014 · 52,982 miles · Automatic

£199.75/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,973.32

Includes £499 admin fee

View car & finance details →
2015 MERCEDES-BENZ E Class, photograph 1 of 1Photos6 MonthsWarrantyStunning E250 automatic

MERCEDES-BENZ E Class

2.1 E250 CDI SE

2015 · 86,133 miles · Automatic

£200.31/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,000.32

Includes £499 admin fee

View car & finance details →
2016 NISSAN X-Trail, photograph 1 of 1Photos6 MonthsWarrantyFully loaded • Tekna

NISSAN X-Trail

1.6 dCi Tekna

2016 · 75,228 miles · Manual

£205.42/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,249.32

Includes £499 admin fee

View car & finance details →
2016 FORD Mondeo, photograph 1 of 1Photos6 MonthsWarrantyHigh spec automatic • Reverse camera

FORD Mondeo

2.0 TDCi Titanium

2016 · 67,167 miles · Automatic

£213.41/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,638.32

Includes £499 admin fee

View car & finance details →
2014 VOLKSWAGEN Polo, photograph 1 of 1Photos6 MonthsWarranty16k miles • Rare find

VOLKSWAGEN Polo

1.2 Match Edition

2014 · 16,698 miles · Manual

£218.02/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,862.32

Includes £499 admin fee

View car & finance details →
2014 MERCEDES-BENZ E Class, photograph 1 of 1Photos6 MonthsWarrantyStunning E Class automatic

MERCEDES-BENZ E Class

2.1 E220 BlueTEC SE

2014 · 56,530 miles · Automatic

£222.06/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £11,059.32

Includes £499 admin fee

View car & finance details →
2016 AUDI Q7, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

AUDI Q7

3.0 TDI V6 S line

2016 · 111,000 miles · Automatic

£394.40/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £19,448.32

Includes £499 admin fee

View car & finance details →
2014 BMW X5, photograph 1 of 1Photos6 MonthsWarrantyM50d • 7 seater

BMW X5

3.0 X5 M50d

2014 · 87,850 miles · Automatic

£419.16/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £20,653.32

Includes £499 admin fee

View car & finance details →
2016 MERCEDES-BENZ S Class, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

MERCEDES-BENZ S Class

Saloon (2013 - 2017)

2016 · 66,789 miles · Automatic

£599.84/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £29,448.32

Includes £499 admin fee

View car & finance details →
2015 PORSCHE Boxster, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

PORSCHE Boxster

2.7 981

2015 · 43,726 miles · Automatic

£661.47/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £32,448.32

Includes £499 admin fee

View car & finance details →
2019 LAND ROVER Range Rover, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

LAND ROVER Range Rover

2.0 P400e 12.4kWh Autobiography

2019 · 46,129 miles · Automatic

£866.91/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £42,448.32

Includes £499 admin fee

View car & finance details →
2021 LAND ROVER Range Rover Sport, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

LAND ROVER Range Rover Sport

2.0 P400e 13.1kWh Autobiography Dynamic

2021 · 28,500 miles · Automatic

£908.00/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £44,448.32

Includes £499 admin fee

View car & finance details →
2026 AUDI Q7, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

AUDI Q7

3.0 TFSI V6 Black Edition

2026 · 2,746 miles · Automatic

£1,339.41/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £65,448.32

Includes £499 admin fee

View car & finance details →
2021 BMW X6 M, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

BMW X6 M

4.4 i V8 Competition

2021 · 18,492 miles · Automatic

£1,380.50/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £67,448.32

Includes £499 admin fee

View car & finance details →
2026 AUDI Rs3, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

AUDI Rs3

2.5 TFSI Carbon Vorsprung

2026 · 4,332 miles · Automatic

£1,421.59/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £69,448.32

Includes £499 admin fee

View car & finance details →
2023 AUDI Rs6 Avant, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

AUDI Rs6 Avant

4.0 TFSI V8 Carbon Black

2023 · 41,257 miles · Automatic

£1,585.94/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £77,448.32

Includes £499 admin fee

View car & finance details →
2026 BMW M5, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

BMW M5

4.4 M5 Saloon

2026 · 6,812 miles · Automatic

£1,688.66/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £82,448.32

Includes £499 admin fee

View car & finance details →
2023 AUDI Rsq8, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

AUDI Rsq8

4.0 TFSI V8 Vorsprung

2023 · 8,219 miles · Automatic

£1,894.09/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £92,448.32

Includes £499 admin fee

View car & finance details →
2019 MERCEDES-BENZ G Class, photograph 1 of 1Photos6 MonthsWarrantyAvailable now • Enquire today

MERCEDES-BENZ G Class

4.0 G63 V8 BiTurbo AMG

2019 · 33,774 miles · Automatic

£2,715.84/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £132,448.32

Includes £499 admin fee

View car & finance details →

Stock last synchronised 2026-10-20. Prices and availability require confirmation. These are illustrations, not personalised quotes. Read vehicle warranty terms.

Want to compare a different deposit or term? Find listed used cars using your own monthly budget. The results are illustrations, not finance offers.

Choosing between repayment terms? Compare 48 and 60-month used-car finance costs side by side, including the total payable. Illustrations are not personalised quotes.

Nationwide Motor Finance · HQ Sourcing LtdPage updated How we prepare our information
01

Compare like for like

The standard stock-card illustration currently uses a £250 deposit and 60 months (5 years). These are website comparison assumptions, not an available-to-everyone offer. Finance terms can differ by applicant, lender and car.

Change the assumptions in the calculator, and use the quote checklist when reviewing a real proposal. Keep room in the budget for running costs.

Your next step

Discuss a car and a budget that suits you.

Tell us which vehicle interests you, your comfortable monthly budget and when you need the car. This helps us prepare a useful conversation about suitable options, without a credit search at this stage.

  • Real dealership stock
  • No credit check on this form
  • England, Scotland and Wales
About 60 seconds

Request a car-finance callback

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired

Found a car elsewhere? Select the other-dealership option and have the advert link and dealer details ready for your callback.

Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

Helpful answers

Used cars by monthly payment: common questions

Can the same car appear in more than one band?

Yes. A car illustrated below £150 is also below £200. The collections help browsing; they are not separate finance products.

Does an illustration mean I will be accepted?

No. Approval and terms depend on the lender's assessment.

What if a payment band is empty?

There may be no matching stock under the stated assumptions. Review other vehicles or discuss your budget; do not assume a higher deposit is affordable for you.

Keep exploring

Useful next steps.

Cars under £150 a monthSee live vehicles currently below this illustrative threshold.Read more →Cars under £200 a monthBrowse current stock below the site's £200 illustration filter.Read more →Cars under £250 a monthCompare a broader live-stock budget range.Read more →Finance calculatorChange the deposit and term and compare the complete illustration.Read more →Compare used-car finance costsCompare 48 and 60-month illustrations, then check your written quote.Read more →Check your ownership budgetAllow for insurance, fuel, maintenance and unexpected costs.Read more →

Ready when you are

Ask about a real car and a realistic monthly budget.

Choose a short callback enquiry or the full online application. Both reach our credit-broker team; neither form searches your credit file or gives a lender decision.

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