How the monthly figures are calculated
The standard comparison uses a 60-month term and 12.9% representative APR. It uses a £250 illustrative deposit unless a higher deposit is required to keep the illustrated amount of credit within the website's stated range.
The calculation assumes equal monthly payments and is a mathematical illustration. It is not a quotation, approval or personalised rate.
Use payment bands as a shortlist
The under-£150, under-£200 and under-£250 pages are generated from current stock. A page disappears when no matching vehicle remains, preventing empty or misleading listings.
Open the vehicle page before enquiring because a similar payment can apply to cars with very different age, mileage, insurance and running costs.
Check total cost and affordability
Compare the deposit, amount borrowed, APR, term, total interest and total payable—not only the monthly number. A longer agreement can reduce each payment while increasing the total cost.
Add insurance, tax, fuel, servicing, tyres and repairs, and leave a buffer for household changes. The finance provider completes its own creditworthiness and affordability assessment.
