Used BMW 1 Series cars on finance

Which used BMW 1 Series can I enquire about?

The website currently lists 1 BMW 1 Series vehicle. The stock information was last synchronised 2026-10-20; confirm availability before making plans. Each link below opens the actual derivative, not a generic model example.

• 2014 BMW 1 Series 2.0 116d Sport 5-door — diesel, manual hatchback, 107,356 miles. Total cash price £6,006.32, including the £499 administration fee.

Open your chosen car and select “Enquire about finance on this car”. Its stock reference is kept in the callback request. You can ask about the vehicle before completing a full application; an enquiry does not reserve it or confirm lender acceptance.

Compare other listed cars in the same illustration band: used cars illustrated under £150 a month. Bands use the displayed deposit and 60-month assumptions, not an offer of finance; age, mileage and lender criteria may limit the available term.

Buying a used BMW 1 Series on finance

Choose the 1 Series by its recorded year, engine, gearbox and body style before deciding on a monthly budget. Cars from different years or derivatives can have different equipment and ownership costs. Do not infer a specification from photographs or an advert for another 1 Series.

For everyday use, check rear-seat access, luggage space and the controls during a viewing. Ask for service records, MOT information and details of maintenance due. An insurance quotation for the actual car is more useful than a generic estimate for the model.

The lowest cash-price car is not automatically the lowest-cost car to own. Compare mileage, condition and likely running costs as well as the finance quotation. Our used-car buying checklist helps organise these checks. The deposit and term calculator is a planning tool, not a decision about what you can borrow.

• Check whether the specific 1 Series meets your space and gearbox requirements.
• Read the recorded mileage alongside the available maintenance history.
• Ask which repayment terms can be considered for this particular car.
• Compare the full written quotation, including fees and total payable, before agreeing.

What to check on your shortlist

For a 1 Series, check the generation, derivative and body configuration. Compare passenger access and luggage needs at a viewing, and budget using the individual car's price and condition.