Define what the car needs to do
List the journeys, passenger space, luggage capacity, fuel type, gearbox and clean-air requirements that matter. A car bought mainly for short urban trips may need different priorities from one used for motorway mileage or towing.
Check insurance before committing. A car with a similar purchase price can have a very different insurance group, fuel economy and maintenance cost.
Review the vehicle information
Look at age, mileage, service information, MOT history, condition, number of owners, tyres, warning lights and supplied keys. Ask what preparation and warranty are included and arrange a viewing or test drive before purchase where possible.
- Mileage and service history
- MOT record and advisories
- Bodywork and interior condition
- Tyres, brakes and warning lights
- Keys and documentation
- Warranty and preparation
Compare the full finance illustration
Review the deposit, amount of credit, APR, term, monthly payment and total payable. A lower payment over more months can cost more overall and may leave you paying for an older car for longer.
Confirm that the vehicle remains available and suitable for the provider's criteria. Finance is subject to status and affordability, and the final terms may differ from a website illustration.
