HQ Sourcing Ltd T/A Nationwide Motor FinanceFCA authorised and regulatedFRN 1054103Credit broker, not a lender

Clear finance information

Useful answers before you make a finance enquiry.

Understand the figures, documents and questions that matter before discussing a car-finance agreement. Our guides are written for drivers and reviewed against the way our real dealership journey works.

  • Real used cars in stock
  • Some lender decisions in seconds
  • Initial review within one working hour
  • 12.9% representative APR
Prepared and reviewed by the Nationwide Motor Finance team for HQ Sourcing LtdLast reviewed 25 August 2026

Start here

A real car-finance enquiry, without leaving this page.

Choose a car in stock or tell us your monthly budget. Your answers help our team identify ready-to-talk enquiries and prepare for a useful callback.

  • Real dealership stock
  • No credit check on this form
  • England, Scotland and Wales
About 60 seconds

Browse cars by monthly payment

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired
Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

01

Understand the full cost

Compare the deposit, amount of credit, APR, agreement term, fees and total payable rather than choosing on monthly payment alone. Our APR and monthly-payments guide explains how those figures interact.

  • APR and interest
  • Deposit and amount borrowed
  • Monthly term
  • Total charge for credit
02

Prepare accurate information

Identity, address, income and bank information may be required later in the process. Requirements vary by provider, and complete documents do not guarantee acceptance, but accurate information can prevent avoidable delays.

03

Know what happens next

The first Nationwide Motor Finance form is an enquiry to our team, not a finance application or credit search. If you choose to continue, the relevant provider will explain its checks, terms and documents before proceeding.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

View all current cars and monthly illustrations →

Helpful answers

Questions about car finance guides.

Are these guides financial advice?

No. They provide general information to help customers ask informed questions. Your circumstances and any proposed agreement should be considered individually.

Are website payment examples quotes?

No. They are illustrations only and do not guarantee approval, rate or terms.

Who reviews the guides?

They are prepared and reviewed by the Nationwide Motor Finance team using the business's current process, regulatory details and dated provider information.

Can I ask the team a question?

Yes. Call 0800 069 9690 or send an on-site eligibility enquiry.

Ready when you are

Ask about a real car and a realistic monthly budget.

The on-site form sends an eligibility enquiry to our credit-broker team. It is not a finance application or lender decision.

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