Inputs and assumptions
The current website uses the entered or recorded vehicle cash price, a selected deposit and a term of 12, 24, 36, 48 or 60 months. Its stated rate assumption is 8.9% representative APR. Standard stock-card comparisons currently use a £250 deposit and 60 months (5 years).
Listed vehicle cash prices include a £499 administration fee. That fee is included once in the total shown, not added on top at enquiry. Our illustrations assume the total cash price less your deposit is financed; whether the fee can be financed requires provider confirmation. The effective annual rate is converted to an equivalent monthly rate, with equal monthly repayments and no additional finance fees assumed. These are comparison assumptions, not lender minimums or product eligibility rules.
Reading the result
Compare the amount borrowed, monthly estimate, charge for credit and total payable. Display rounding may create a small difference from a provider's repayment schedule. An actual proposal can use different fees, rates, deposit requirements or terms.