August 2026 results
Across 27 live vehicles, the illustrated monthly payments ranged from £76 to £335. The median was £167 per month, meaning half of the vehicles sat below that midpoint and half above it after the figures were sorted.
Twenty-three of the 27 vehicles produced an illustration below £200 per month. Thirteen were automatic. These figures describe the stock available on the snapshot date and will change as vehicles, advertised prices and finance assumptions change.
- 27 live vehicles analysed
- £76–£335 illustrated monthly range
- £167 median illustrated monthly payment
- 23 vehicles below £200 per month
- 13 automatic vehicles
Methodology
Each figure uses the advertised vehicle price, a 60-month term and the website's 12.9% representative APR assumption. A £250 illustrative deposit is used unless a higher deposit is required to keep the illustrated amount of credit within the website's stated range. Monthly payments are rounded to the nearest pound for this summary.
The calculation assumes equal monthly payments and no added fee. It does not assess income, expenditure, credit history, lender criteria or vehicle eligibility. The website calculator and its methodology page show the assumptions in more detail.
How to use the snapshot responsibly
A monthly figure is only one part of affordability. Customers should compare the deposit, amount borrowed, agreement length, APR, total charge for credit and total amount payable, while allowing for insurance, tax, fuel, servicing and repairs.
This is dealership stock analysis, not a market-wide price index, finance quote or approval rate. Researchers may cite the figures with a link to this page and the snapshot date so readers can understand the scope.
