Nationwide Motor Finance
Start an enquiry
HQ Sourcing Ltd T/A Nationwide Motor FinanceFCA authorised and regulatedFRN 1054103Credit broker, not a lender

Monthly payment shortlist

Current cars illustrated under £250 a month.

Use this live-stock filter to compare cars below £250 on the website's standard illustration, then review the deposit, total payable and vehicle details.

Discuss my budget Browse cars in stock
  • Real used cars in stock
  • Some lender decisions in seconds
  • Initial review within one working hour
  • 12.9% representative APR
Prepared and reviewed by the Nationwide Motor Finance team for HQ Sourcing LtdLast reviewed 6 September 2026

Start here

A real car-finance enquiry, without leaving this page.

Choose a car in stock or tell us your monthly budget. Your answers help our team identify ready-to-talk enquiries and prepare for a useful callback.

  • Real dealership stock
  • No credit check on this form
  • England, Scotland and Wales
About 60 seconds

Discuss my budget

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired
Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

01

How the £250 filter works

The filter uses a 60-month term, 12.9% representative APR and the applicable illustrative deposit. It does not predict an applicant's rate or approval.

Changing the car, deposit, term or APR can move a vehicle above or below this payment threshold.

02

Compare the complete agreement

Review the amount of credit, APR, agreement length, total charge for credit and total payable. A smaller monthly payment can cost more overall if it is spread over longer.

03

Allow for the cost of running the car

Check insurance, tax, fuel, servicing, tyres and likely repairs for the exact vehicle. Finance is subject to status, affordability, vehicle eligibility and provider criteria.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

2015 SEAT Alhambra2015 · AutomaticSEAT Alhambra£218/month60 payments · £250 deposit · 12.9% representative APR2014 MERCEDES-BENZ E Class2014 · AutomaticMERCEDES-BENZ E Class£190/month60 payments · £250 deposit · 12.9% representative APR2013 BMW 3 Series2013 · AutomaticBMW 3 Series£185/month60 payments · £250 deposit · 12.9% representative APR2014 VOLKSWAGEN Polo2014 · ManualVOLKSWAGEN Polo£181/month60 payments · £250 deposit · 12.9% representative APR2016 FORD Mondeo2016 · AutomaticFORD Mondeo£181/month60 payments · £250 deposit · 12.9% representative APR2017 MERCEDES-BENZ A Class2017 · ManualMERCEDES-BENZ A Class£174/month60 payments · £250 deposit · 12.9% representative APR2016 NISSAN X-Trail2016 · ManualNISSAN X-Trail£173/month60 payments · £250 deposit · 12.9% representative APR2013 RENAULT Clio2013 · AutomaticRENAULT Clio£173/month60 payments · £250 deposit · 12.9% representative APR2015 MERCEDES-BENZ E Class2015 · AutomaticMERCEDES-BENZ E Class£165/month60 payments · £250 deposit · 12.9% representative APR2014 FORD Kuga2014 · AutomaticFORD Kuga£165/month60 payments · £250 deposit · 12.9% representative APR2019 TOYOTA Yaris2019 · ManualTOYOTA Yaris£154/month60 payments · £250 deposit · 12.9% representative APR2013 BMW 3 Series2013 · AutomaticBMW 3 Series£154/month60 payments · £250 deposit · 12.9% representative APR
View all current cars and monthly illustrations →

Helpful answers

Questions about cars under £250 per month.

Is £250 the maximum I will pay?

No. It is the threshold for the standard website illustration. Actual terms may differ.

What deposit does the page use?

It uses £250 unless a higher illustrative deposit is required under the site's published calculation method.

Can I enquire about one of these cars online?

Yes. Open the vehicle page and send an enquiry with the car selected.

Is the lowest monthly payment always the cheapest deal?

No. Compare total payable, term, APR, deposit and fees as well as the monthly payment.

Keep exploring

Useful next steps.

Cars under £200 a monthNarrow the current shortlist further.Read more →All monthly-payment bandsSee the calculation assumptions and current stock.Read more →Finance calculatorCompare how deposit and term affect an illustration.Read more →

Ready when you are

Ask about a real car and a realistic monthly budget.

The on-site form sends an eligibility enquiry to our credit-broker team. It is not a finance application or lender decision.

Discuss my budget
Call usDiscuss my budget