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Monthly payment shortlist

Used cars illustrated under £250 a month

Browse the cars below using the displayed deposit and 60-month illustration assumptions. These are not personalised quotes: vehicle age, mileage and lender criteria may limit available terms. Compare the total cash price and total payable before enquiring.

Choose your car

Browse our listed cars with monthly illustrations at 8.9% representative APR.

Lowest illustrated payments first. Compare deposit, term and total cost—not just the monthly figure.

12 matching vehicles

2014 BMW 1 Series, photograph 1 of 1Photos6 MonthsWarrantySport model • Great value

BMW 1 Series

2.0 116d Sport 5-door

2014 · 107,356 miles · Manual

£118.26/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £6,006.32

Includes £499 admin fee

View car & finance details →
2016 KIA Ceed, photograph 1 of 1Photos6 MonthsWarrantyTop spec • Reverse camera

KIA Ceed

1.6 CRDi 3

2016 · 100,897 miles · Manual

£140.50/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £7,089.32

Includes £499 admin fee

View car & finance details →
2014 VOLKSWAGEN Golf, photograph 1 of 1Photos6 MonthsWarrantyStunning Golf automatic

VOLKSWAGEN Golf

2.0 TDI BlueMotion Tech SE

2014 · 88,016 miles · Automatic

£171.67/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £8,606.32

Includes £499 admin fee

View car & finance details →
2016 AUDI A3, photograph 1 of 1Photos6 MonthsWarrantySE Technik • 3 owners

AUDI A3

1.6 TDI ultra SE Technik

2016 · 82,484 miles · Manual

£182.66/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,141.32

Includes £499 admin fee

View car & finance details →
2013 BMW 5 Series, photograph 1 of 1Photos6 MonthsWarrantyStunning BMW 5 Series

BMW 5 Series

2.0 520d SE Saloon

2013 · 78,712 miles · Automatic

£186.63/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,334.32

Includes £499 admin fee

View car & finance details →
2019 TOYOTA Yaris, photograph 1 of 1Photos6 MonthsWarrantyDrives superb • Reverse camera

TOYOTA Yaris

1.5 VVT-i Icon

2019 · 96,078 miles · Manual

£192.81/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,635.32

Includes £499 admin fee

View car & finance details →
2014 FORD Kuga, photograph 1 of 1Photos6 MonthsWarrantySunroof • Reverse camera • Top spec

FORD Kuga

2.0 TDCi Titanium X

2014 · 52,982 miles · Automatic

£199.75/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £9,973.32

Includes £499 admin fee

View car & finance details →
2015 MERCEDES-BENZ E Class, photograph 1 of 1Photos6 MonthsWarrantyStunning E250 automatic

MERCEDES-BENZ E Class

2.1 E250 CDI SE

2015 · 86,133 miles · Automatic

£200.31/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,000.32

Includes £499 admin fee

View car & finance details →
2016 NISSAN X-Trail, photograph 1 of 1Photos6 MonthsWarrantyFully loaded • Tekna

NISSAN X-Trail

1.6 dCi Tekna

2016 · 75,228 miles · Manual

£205.42/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,249.32

Includes £499 admin fee

View car & finance details →
2016 FORD Mondeo, photograph 1 of 1Photos6 MonthsWarrantyHigh spec automatic • Reverse camera

FORD Mondeo

2.0 TDCi Titanium

2016 · 67,167 miles · Automatic

£213.41/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,638.32

Includes £499 admin fee

View car & finance details →
2014 VOLKSWAGEN Polo, photograph 1 of 1Photos6 MonthsWarranty16k miles • Rare find

VOLKSWAGEN Polo

1.2 Match Edition

2014 · 16,698 miles · Manual

£218.02/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £10,862.32

Includes £499 admin fee

View car & finance details →
2014 MERCEDES-BENZ E Class, photograph 1 of 1Photos6 MonthsWarrantyStunning E Class automatic

MERCEDES-BENZ E Class

2.1 E220 BlueTEC SE

2014 · 56,530 miles · Automatic

£222.06/month

60 months · £250.00 deposit
8.9% representative APR · Illustration only

Total cash price £11,059.32

Includes £499 admin fee

View car & finance details →

Stock last synchronised 2026-10-20. Prices and availability require confirmation. These are illustrations, not personalised quotes. Read vehicle warranty terms.

Want to compare a different deposit or term? Find listed used cars using your own monthly budget. The results are illustrations, not finance offers.

Nationwide Motor Finance · HQ Sourcing LtdPage updated How we prepare our information
01

Use extra budget where it matters

Rather than automatically spending up to a limit, compare the features you need, vehicle condition and likely running costs. A smaller car or lower purchase price may leave more flexibility for insurance and maintenance.

Review the cash price, deposit, term, APR and total payable together. Read our written quote checklist before deciding on any proposal.

Your next step

Discuss a car and a budget that suits you.

Tell us which vehicle interests you, your comfortable monthly budget and when you need the car. This helps us prepare a useful conversation about suitable options, without a credit search at this stage.

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These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

Helpful answers

Cars under £250 per month: common questions

Must I use the full £250 budget?

No. A budget is a limit for your planning, not a target you must spend.

Are these payments personal quotations?

No. They are website illustrations. The actual proposal may have different terms or may not be available.

Can I filter for a particular type of car?

Use the main stock search to compare listed vehicles and check the illustration on the individual car.

Keep exploring

Useful next steps.

Cars under £200 a monthNarrow the current shortlist further.Read more →All monthly-payment bandsSee the calculation assumptions and current stock.Read more →Finance calculatorCompare how deposit and term affect an illustration.Read more →How our broker service worksUnderstand our role, lender decisions and commission.Read more →Browse cars on financeView vehicle details and illustrative monthly payments.Read more →How car finance worksUnderstand the agreement before making a commitment.Read more →

Ready when you are

Ask about a real car and a realistic monthly budget.

Choose a short callback enquiry or the full online application. Both reach our credit-broker team; neither form searches your credit file or gives a lender decision.

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