HQ Sourcing Ltd T/A Nationwide Motor FinanceFCA authorised and regulatedFRN 1054103Credit broker, not a lender

Lower monthly budget

Current cars illustrated under £150 a month.

This page displays only live cars below £150 using the website's standard 60-month, 12.9% representative APR illustration and applicable illustrative deposit.

  • Real used cars in stock
  • Some lender decisions in seconds
  • Initial review within one working hour
  • 12.9% representative APR
Prepared and reviewed by the Nationwide Motor Finance team for HQ Sourcing LtdLast reviewed 6 September 2026

Start here

A real car-finance enquiry, without leaving this page.

Choose a car in stock or tell us your monthly budget. Your answers help our team identify ready-to-talk enquiries and prepare for a useful callback.

  • Real dealership stock
  • No credit check on this form
  • England, Scotland and Wales
About 60 seconds

Discuss my budget

Share the essentials. Extra finance details are optional and can help us prepare.

1Your contact and buying intentRequired
Add finance details for a faster call Optional

These answers help the team discuss realistic options. You can also provide them by phone.

HQ Sourcing Ltd T/A Nationwide Motor Finance is authorised and regulated by the Financial Conduct Authority, FRN 1054103. We act as a credit broker, not a lender. Finance is subject to status and affordability.

We may receive commission from a finance provider following an introduction. The nature and basis will be explained before an agreement, and the amount is available on request.

No credit check at this stage · No obligation · Finance is subject to status and affordability

01

What under £150 means

The filter uses the site's standard illustration, not a personalised quote. Changing the deposit, term, APR or vehicle changes the payment.

Actual terms can be higher or lower and depend on status, affordability, provider criteria and vehicle eligibility.

02

Compare value, condition and running costs

A lower payment should not replace checks on age, mileage, service information, condition, insurance, fuel use and maintenance. Open each current vehicle for its full details.

03

Leave room in the budget

Include insurance, tax, fuel, servicing, MOT, tyres and repairs. The finance provider performs its own assessment and may decide that a different payment or vehicle is more appropriate.

Current vehicle examples

Start with a car you can see.

These monthly figures are illustrations, not quotes. Open a vehicle to see its full gallery and details.

View all current cars and monthly illustrations →

Helpful answers

Questions about cars under £150 per month.

Will my payment definitely be below £150?

No. The page shows a standard illustration only. Your actual offer may be higher or lower.

Are the cars current stock?

Yes. The page is available only while at least one matching live-stock vehicle remains.

Can I change the deposit?

Yes. Use the calculator on a vehicle page to compare different illustrative deposits.

Is finance guaranteed?

No. Finance is subject to status, affordability and provider criteria.

Ready when you are

Ask about a real car and a realistic monthly budget.

The on-site form sends an eligibility enquiry to our credit-broker team. It is not a finance application or lender decision.

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