Found a car at another dealership?
You do not have to choose a car from our website to enquire. Nationwide Motor Finance can also arrange finance for vehicles at other dealerships, subject to status, affordability and the finance provider accepting the car and supplying dealer.
Choose “I found a car at another dealership” on our callback form. Have the advert link, dealer name, vehicle details and advertised cash price ready for the conversation. We can discuss the next steps without assuming that the car or your application will be accepted.
Confirm availability and any reservation, delivery or warranty terms with the supplying dealer. Cover advertised for cars in our listed collection must not be assumed to apply to a vehicle elsewhere. A callback does not reserve the car, run a credit search or produce a finance decision. Read the other-dealership finance process and buying checklist.
Choose a used car before starting your finance enquiry
Start with our used cars on finance, or shop by monthly budget. If you already know the kind of car you need, explore used automatic cars on finance or used SUVs on finance.
Open a vehicle to see its photographs, mileage, specification and total cash price. Select “Enquire about finance on this car” and the vehicle reference is carried into your callback request. You do not need an existing finance agreement to enquire. An enquiry is not an approval or a reservation.
Before you commit to a used car
Ask the supplying dealer to confirm the exact car, mileage, service records, MOT status and total cash price, including any compulsory fees. Check warranty, delivery and reservation terms in writing. A model name or attractive monthly payment is not enough to compare two cars.
Keep the vehicle advert ready for your callback. The lender may have limits on age, mileage, use or supplying dealers. Check those before paying a reservation fee. A warranty or delivery offer on this website does not automatically apply to a car bought elsewhere.
Use our car finance calculator for an illustration, or read the quote checklist to compare the full agreement. Illustrations are not personal quotes; your actual rate and terms may differ.
How does second-hand car finance work?
Start with the cash price of the car, the deposit you can use and a repayment term to discuss. The finance provider decides whether it can offer an agreement for you and that vehicle. The written proposal sets out the product, interest, charges, payments and ownership conditions; a website monthly figure is not that proposal.
Use our used cars on finance listings to compare actual vehicles, or browse by monthly illustration if you have a budget in mind. Open the exact car to check its details and ask a car-specific question. For an explanation of ownership and repayments, read hire purchase car finance.
Check the car as well as the payment
Look at the advertised specification, recorded mileage and supplied history. Ask about any gaps in the records, the MOT position and the exact warranty included. A low monthly illustration does not tell you whether a particular car is right for you.
Lenders may set limits on vehicle age, mileage, value and the length of the agreement. A vehicle appearing on this website does not confirm that every lender will finance it or that every displayed term is available.
Compare a written proposal
Use the finance calculator for planning, then review the actual agreement figures and conditions before committing. Include insurance, routine servicing and a repair allowance in your ownership budget.
Our used-car buying checklist and steps to financing a used car cover different parts of that decision.